Pet insurance
Vet bills and liability cover for dogs and cats.
- Vet bills for accidents and illness, including surgery
- Third-party liability if your pet hurts someone or damages property
- Cremation or burial costs
What's covered
- Vet bills for accidents and illness, including surgery
- Third-party liability if your pet hurts someone or damages property
- Cremation or burial costs
- Boarding fees if you are in hospital
What's not covered
- Conditions your pet already had before cover started
- Routine care such as vaccinations, grooming and neutering
- Breeding, pregnancy and birth
- Restricted breeds (for example Akitas and Pit Bull types)
Every insurer words its exclusions differently. The plan details on the results page show each one.
How comparing pet insurance works here
Tell us about your dog or cat and its health. We price plans from each insurer on our panel and list them from the lowest premium up. Some insurers cannot cover certain breeds or ongoing conditions; we tell you which and why.
When you pick a plan, you finish buying on the insurer's own site, with your answers already filled in.
Before you choose
- The yearly vet-bill limit is the most an insurer pays in a policy year. Surgery for a large dog can use most of a low limit.
- Co-payments and excesses are the part of each bill you pay yourself.
- Waiting periods apply at the start: illness is usually covered only after the first few weeks.
Questions people ask
Why does breed matter?
Some breeds are prone to costly conditions, so cost more to insure. A few breeds on insurers' restricted lists cannot be covered at all.
Is there an age limit?
Most insurers take new pets from 8 weeks up to about 8 or 9 years old. Cover usually continues after that if you renew without a break.
What is a co-payment?
The share of each vet bill you pay yourself. A 10% co-payment on a S$1,000 bill means you pay S$100.