Disclosures

Draft wording for the sample site — to be reviewed before launch.

These disclosures apply to every page of this site.

Who arranges your insurance

Shenton Brokers is an insurance broker. We arrange insurance with the insurers on our panel. We are not an insurer: the insurer you choose sets the final premium and terms, takes payment, issues the policy and decides claims.

How we are paid

We are paid commission by insurers when a policy is bought through us. The commission is a share of the premium and is paid to us by the insurer. You pay the insurer's premium. We do not currently charge customers a fee.

Commission rates differ between insurers and between products.

How plans are ranked

Plans that we quote online are ranked by premium only, lowest first. Where two plans cost the same, they are listed in alphabetical order of insurer. Commission is never used to rank plans, and an insurer cannot pay for a higher place.

Insurers we list but do not quote online

Some insurers on our panel are listed but not quoted online. We show them, after every insurer we quote, so you know they exist, with a link to their own website. We do not earn anything when you go to one of them from here.

Indicative prices

Our price pages show indicative premiums for example situations. They are worked out from each insurer's current rates when the page is opened, with the assumptions and date stated. Your own premium depends on your answers. Some insurers' prices may not appear on the price pages.

Sample data

The insurers, plans and premiums on this site are fictional. Sample data: insurers and premiums are illustrative.