# Personal accident insurance: Office worker, S$200,000 cover

Indicative premiums from Shenton Brokers. As of 4 Oct 2026 (Singapore time).

## Assumptions

- Age 36
- Office work
- S$200,000 sum insured
- No motorcycle, no hazardous sports
- Cover starts in 14 days

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess |
| --- | --- | --- | --- |
| Seraya Insurance | Accident Guard | S$163.50 | S$0.00 |
| Kallang Assurance | Personal Accident | S$170.04 | S$0.00 |
| Bukit Shield | Classic | S$191.84 | S$0.00 |
| Pandan Cover | Everyday | S$213.10 | S$0.00 |
| Bukit Shield | Plus | S$287.76 | S$0.00 |

These premiums are indicative: they are for the assumptions above, and yours depend on your own answers.

Get your own quote with these answers filled in: https://www.shentonbrokers.com/quote/pa?occupation=office&motorcycle=no&sports=no&sumInsured=200000&dob=1990-10-18&startDate=2026-10-18

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Sample data: insurers and premiums are illustrative.

Web page: https://www.shentonbrokers.com/prices/pa/office-worker-200k