# Home insurance: HDB 4-room flat, owner, S$60,000 contents

Indicative premiums from Shenton Brokers. As of 4 Oct 2026 (Singapore time).

## Assumptions

- HDB flat of 90 sqm, 22 years old
- Owner-occupied
- S$60,000 contents
- No claims in 3 years

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess |
| --- | --- | --- | --- |
| Kallang Assurance | Home Essential | S$127.53 | S$200.00 |
| Bukit Shield | Home Shield | S$130.80 | S$150.00 |
| Changi Coast Insurance | HomeCare | S$130.80 | S$150.00 |
| Tembusu General | Home | S$130.80 | S$100.00 |
| Kallang Assurance | Home Plus | S$170.04 | S$100.00 |

These premiums are indicative: they are for the assumptions above, and yours depend on your own answers.

Get your own quote with these answers filled in: https://www.shentonbrokers.com/quote/home?propertyType=hdb&use=residential&occupancy=owner&floorArea=90&contentsSum=60000&priorClaims=no&yearBuilt=2004

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Sample data: insurers and premiums are illustrative.

Web page: https://www.shentonbrokers.com/prices/home/hdb-4-room-owner-60k