# Car insurance: BMW 3 Series, driver aged 50, 50% NCD

Indicative premiums from Shenton Brokers. As of 4 Oct 2026 (Singapore time).

## Assumptions

- 6-year-old BMW 3 Series
- Driver aged 50, licence 30 years
- 50% NCD, no claims
- Comprehensive, private use

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess |
| --- | --- | --- | --- |
| Bukit Shield | Car Shield | S$2,125.50 | S$500.00 |
| Kallang Assurance | Motor | S$2,174.55 | S$750.00 |
| Changi Coast Insurance | Motor Coast | S$2,207.25 | S$600.00 |
| Tembusu General | Drive | S$2,398.00 | S$600.00 |
| Tembusu General | Drive Plus | S$2,637.80 | S$500.00 |

These premiums are indicative: they are for the assumptions above, and yours depend on your own answers.

Get your own quote with these answers filled in: https://www.shentonbrokers.com/quote/car?model=bmw-3-series&claimFreeYears=5&licenceYears=30&atFaultClaims=0&usage=private&offPeak=no&modified=no&parking=landed&coverType=comprehensive&namedDrivers=0&regYear=2020&driverDob=1976-10-04&startDate=2026-10-18

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Sample data: insurers and premiums are illustrative.

Web page: https://www.shentonbrokers.com/prices/car/bmw-3-series-50-ncd-50